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Questions

How does the St Lucia National Action Bond route to citizenship work?

Short answer

You buy US$300,000 of non-interest-bearing St Lucia government bonds and hold them for five years, after which the capital is returned. A US$50,000 administration fee is charged on top and is not returned, and normal due diligence and processing fees apply. The real cost is the fee plus five years of forgone interest.

Jane Katkova, licensed CICC consultantAnswered by Jane Katkova, Founder & Licensed CICC Consultant 1 min read

Key points

  • The National Action Bond requires US$300,000 in non-interest-bearing government bonds held for five years.
  • A US$50,000 administration fee is charged on top and is not returned.
  • Normal due diligence and processing fees apply to the bond route.
  • It is the only government bond route among the Caribbean citizenship programmes.

National Action Bond terms

St Lucia is the only Caribbean citizenship by investment programme with a government bond route. Under the National Action Bond you buy US$300,000 of non-interest-bearing government bonds and hold them for five years. At the end of the holding period the capital is returned.

  • Bond amount: US$300,000, non-interest-bearing.
  • Holding period: five years.
  • Administration fee: US$50,000, charged on top and not returned.
  • Due diligence and processing fees: the same as on the other routes.

The real cost of the bond route

Because the bond pays no interest, your cost is the US$50,000 fee plus five years of forgone interest on US$300,000. That is why the route suits applicants with idle capital and not those who would otherwise invest it. The comparison point is the National Economic Fund donation of US$240,000, which is not returned; we explain it in our guide to the St Lucia donation route.

Processing and conditions shared with other routes

The bond does not shorten processing. St Lucia averages 18 months, within a range of 12 to 26 months, according to the IMI Processing Times Tool for Q4 2025. There is no residency requirement today; a 30-day presence rule within the first five years is being drafted, and applications filed before it takes effect are grandfathered. Dual citizenship is allowed. All routes are compared on the St Lucia programme page. To test the bond against the donation for your circumstances, book a consultation with us.

People also ask

What does St Lucia citizenship by investment cost for a family?

St Lucia citizenship by investment starts at US$240,000 for the National Economic Fund donation, covering a single applicant or a family of up to four. With due diligence, processing and passport charges, a single applicant pays about US$251,450 and a family of four with young children about US$259,450, before our fees.

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Do you have to live in Antigua and Barbuda to keep your citizenship?

No. Antigua and Barbuda citizenship by investment does not require you to live on the islands. You must spend 30 days in the country within the first five years of citizenship under the 2026 amendment, which replaced the old five-day rule. Applications approved before the rule took effect keep the five-day requirement.

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Can you travel to the US or Canada on an Antigua and Barbuda passport?

Not visa-free. The US requires a visa, and since 1 January 2026 Proclamation 10998 suspends immigrant, B-1/B-2, F, M and J visas for Antiguan nationals. Canada grants an eTA only to Antiguan nationals who held a Canadian visa in the last ten years or hold a valid US visa, and only when arriving by air.

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How much does St Kitts and Nevis citizenship by investment cost in 2026?

St Kitts and Nevis citizenship costs from US$250,000 through the Sustainable Island State Contribution, for a single applicant or a family of up to four. With due diligence, administrative and passport fees, a single applicant pays about US$261,500 in government charges and a family of four with young children about US$270,500.

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Will the St Kitts and Nevis passport keep visa-free access to Schengen?

Schengen access is intact today. In July 2026 the European Commission asked all five Caribbean governments to phase out citizenship by investment by 1 June 2028, and the Visa Suspension Mechanism now treats operating a programme as grounds for suspension. We advise that visa-free Schengen access is current and not guaranteed after 2028.

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