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Questions

How much does Malta permanent residence cost for a family of four?

Short answer

A couple with two minor children pays €101,000 in government fees under the Malta Permanent Residence Programme: a €60,000 administrative fee, €37,000 contribution, €2,000 NGO donation and four €500 residence cards. On top, you rent a property for at least €14,000 a year or buy for at least €375,000, held five years.

Jane Katkova, licensed CICC consultantAnswered by Jane Katkova, Founder & Licensed CICC Consultant 1 min read

Key points

  • Government fees are €99,500 for a single applicant and €101,000 for a family of four.
  • A spouse and children under 18 pay only the €500 residence card each.
  • Adult dependants add €7,500 each to the government fees.
  • The property is bought for €375,000 or leased for €14,000 a year, held five years.

MPRP government fees from 1 January 2025

The current fees took effect on 1 January 2025. A single applicant pays €99,500:

  • Administrative fee: €60,000, of which €15,000 is non-refundable at submission and €45,000 is due within two months of approval in principle.
  • Contribution: €37,000, the same for buyers and renters.
  • Donation: €2,000 to a registered Maltese NGO.
  • Residence card: €500 per person.

A couple with two minor children pays €101,000, because a spouse and children under 18 pay only the €500 card. Adult dependants add €7,500 each. Our professional fee is quoted in writing. The full schedule is in our guide to Malta permanent residence costs.

Property: buying or renting

You either buy a property for at least €375,000 or lease one for at least €14,000 a year, anywhere in Malta or Gozo, and hold it for five years. A lease comes to about €70,000 over the term, and most of our clients rent. After five years the lease can be replaced by any residential arrangement in Malta.

Asset test and eligibility

The main applicant shows capital of €500,000 including €150,000 in financial assets, or €650,000 including €75,000 in financial assets. The programme is open to third-country nationals aged 18 or over with a clean record and health insurance; nationals of sanctioned countries, currently including Russia and Belarus, are excluded.

The status is permanent, with no minimum stay, and does not lead to a Maltese passport. The rules are set out on our Malta Permanent Residence Programme page. For a written fee estimate for your family, book a consultation with us.

People also ask

Does the Malta Permanent Residence Programme lead to citizenship?

No. The Malta Permanent Residence Programme (MPRP) is permanent residence only. Malta's investor citizenship scheme was annulled by the Court of Justice of the European Union on 29 April 2025 and replaced by a discretionary merit-based route that is not for sale. Ordinary naturalisation needs years of residence and ministerial approval.

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How long does it take to get Portuguese citizenship through residence?

Ten years of legal residence, counted from your first residence card, under the Nationality Law in force since 19 May 2026. EU and CPLP nationals qualify after seven years. You also need A2 Portuguese and a clean record. Applications lodged before 19 May 2026 follow the old five-year rule.

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Can you still get a Portugal golden visa by buying property?

No. Real estate and real-estate funds were removed from the Portugal golden visa on 7 October 2023. The routes in 2026 are a €500,000 CMVM-registered fund, €500,000 in research, a €250,000 cultural donation (€200,000 in low-density areas) and company or job-creation routes. You may buy a home, but it will not count.

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How much does the Greece golden visa cost in 2026?

From €250,000 for an approved commercial-to-residential conversion or listed-building restoration, €400,000 for a standard home in most of Greece, and €800,000 in Attica, Thessaloniki, Mykonos, Santorini and islands with more than 3,100 residents. Add about 3.09% transfer tax, 3–4% notary and legal fees, and about €2,000 state fee per adult.

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Can you rent out a Greece golden visa property on Airbnb?

No. Long-term lets are allowed, but short-term rental on Airbnb-style platforms is banned for Greece golden visa property. The fine is €50,000 and the residence permit can be revoked. Plan your yield on annual tenancies, not tourist lets, and expect a Greek property tax bill (ENFIA) plus tax on any Greek rental income.

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